HDFC Bank Q3 2025 results: HDFC Bank Ltd on Wednesday announced its third quarter earnings for the financial year 2024-25.
The bank’s standalone net profit dropped 2.21% to ₹16,735.50 crore, compared to ₹16,372.54 crore during the third quarter of the previous year. This was a drop of ₹362.96 crore.
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Meanwhile, its income on interest fell by 7.68% to ₹76,006.88 crore, compared to ₹70,582.61 crore during the same quarter of the previous year. This was a drop of ₹5,424.27 crore.
However, its total income saw a 7.02% rise to ₹87460.44 crore, which is an increase of ₹5,740.79 crore, compared to the ₹81,719.65 reported last time.
‘Other income,’ which is income derived out of non-core activities such as from treasury bonds, increased marginally by 2.84% to ₹11,453.56 crore, compared to ₹11,137.04 crore seen last time. This is an increase of ₹316.52 crore.
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The bank’s net interest income (NII), which is the difference between interest the bank earns and interest it has to pay, grew by 7.7% to ₹30,650 crore compared to ₹28,470 crore earlier.
The bank’s total expenditure, excluding provisions and contingencies rose 7.55% to ₹62,460.04 crore. This is an increase of ₹4,387.69 crore from the ₹58,072.35 crore seen last time.
The provisions (other than tax) and contingencies however, fell 25.20% to ₹3,153.85 crore, which is a drop of ₹1,062.79 crore from the previous ₹4,216.64 crore.
The bank’s gross non-performing assets (NPAs) however, grew by 16.14% to ₹36,018.58 crore. This is an increase of ₹5,006.91 crore from ₹31,011.67 crore reported during the third quarter of 2023-24.
Meanwhile, its net NPAs also grew 12.40% to ₹11,587.54 crore, which is an increase of ₹1,279 crore from the previously reported ₹10,308.54 crore.
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How did HDFC Bank shares perform?
At 2:40 pm IST, HDFC Bank Ltd shares were trading slightly in the green at ₹1,661 on the Bombay Stock Exchange (BSE), which is an increase of 1.17% or ₹19.25.
During the previous trading session, its shares had also dropped marginally by 0.33%, reaching ₹1,645.75 . However, the prices have dropped 8.62% over the last month.
The market in general is also rallying despite a crash yesterday, with the benchmark BSE Sensex up by 482.75 points or 0.64%, reaching 76,321.11, while the broader NSE Nifty going up 102.70 points or 0.45%, reaching 23,127.35.
(This is a developing story. Stay tuned for updates.)
